Friday, June 09, 2006

Hurdles

As life (fate?) unfolds itself, we (Hubby and I) came to realize that being evicted by our landlady wasn't the only hurdle that life (God?) placed in front of it. Before we've decided on the cute and cozy downtown townhome apartment, Hubby and I debated long and hard -- whether we should indulge ourselves and get a nice but expensive place, or just get a cheaper (but not cruddy) place and save up money for our next house. As I've said, after a long and hard debate (very, very hard, especially for me, emotionally), we've decided on the downtown one unanimously. We even put down our deposit, which subsequently gives us three-days time to change our minds. Low and behold, on exactly the third day, Hubby called with more bad news (bad, not worse) -- he could no longer work overtime freely, all overtime in the future must be approved explicitly. Being a skilled knowledge blue-collar worker, the overtime makes up a significant portion of Hubby's pay. Another round of debate thus took place. Shall we cancel the apartment that we loved so much while we still could. It wasn't easy. But sometimes in life you realize that the difference between those who are financially sound and those who are up to their eyeballs in debt is not necessarily their income, although that plays a big role also, but their philosophy and self-restraint regarding spending. Before we bought our first house, Hubby and I had agreed that we should not live beyond our means, so hard as it might be, we had no choice but to cancel the townhouse.
 
Nobody said life is fair. But to focus on the bright side, things could definitely be worse: Hubby could have gotten the news a day later, and we would have lost our $100 deposit, or worse, he could have gotten the news *after* we moved in and were stuck with the 8-months lease, or even worse, he could have gotten the news *after* we bought our next house.... I guess sometimes in life we should just continue to count our blessings. We both still have our health, AND our jobs, things could definitely be a lot worse.

1 comment:

Anonymous said...

I'm unusually proud that you guys made this decision--so many others (probably even including me) would have made the unwise financial decision and regretted it in spades later on. Good for both of you. I hope this is your last obstacle--your karma's *gotta* turn around because of that wise decision.